The mortgage program that Nordea Bank OJSC offers to residents of our country is today one of the best ways to solve the housing issue that hangs over most modern residents of large cities. It does not take many months to collect various documents and extracts, you need to provide only three things – a passport, work record and a certificate of their current official income. To be a borrower in this organization it is necessary that the client be at least 18 years old. However, most Sara Monday institutions can issue mortgage loans to persons who are at least 22 years old. Depending on the wishes and preferences of the borrower, you can take a loan for a long term, as well as purchase housing on the primary or secondary market, which significantly reduces the amount of payments. In order to determine the solvency of the client can be taken into account his income, and the income of the next of kin. The client can independently choose the form and type of debt payment. The loan can be paid ahead of schedule at any time convenient for you, and there will be no penalties or additional fees.
When registering and issuing a mortgage loan, all operations are performed absolutely openly, and the client can get acquainted in detail with all his questions. This allows you to exclude any hidden fees and charges. The loan rate remains constant regardless of the length of the loan, as well as how payments are secured. The borrower does not need to be registered in the same region where the property is located. Not all organizations offer such conditions, which favorably distinguishes Nordea Bank from the competition.
The borrower must be a citizen of our country, and have a permanent registration in the country. The total length of service must be at least two years, and at the last place of work at least four months. The age of the loan recipient can be from 18 years, and up to 60 for men, for women this threshold is lower than 55 years. The most popular programs are targeted and non-targeted mortgages. Funds received upon receipt of a target mortgage can be spent to buy real estate, build a residential house, or pay off previous loan debt. In case of a non-targeted mortgage, the borrower spends the funds received on what everyone considers necessary – a car, repair, or other things.
Ultimate Blogger Theme By Buywptemplates